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Bank & NBFC FinanceBank & Finance Options
Financing options available for industrial plot purchase at IIE Sigaddi, SIDCUL Kotdwar — from leading banks and private NBFCs.
Allottees can mortgage leasehold plots to financial institutions after paying 25% of total plot cost. Bank assures SIDCUL of lump-sum payment of balance from first loan disbursement.
Financing Partners
Bank Finance Available
SBI
State Bank of India (SBI)
Government Bank
SBI SME Term Loan / SBI Real Estate Loan
- Term loans for industrial plot purchase
- Loan up to 75% of plot value
- Repayment up to 15 years
- Interest rate from 8.5% p.a.
- SIDCUL allotted plots accepted as collateral
PNB
Punjab National Bank (PNB)
Government Bank
PNB Industrial Plot Finance
- Loans for purchase of industrial plots
- Competitive interest rates from 8.75% p.a.
- Loan up to 70% of plot cost
- Flexible EMI options
- Quick processing for SIDCUL plots
UBI
Union Bank of India
Government Bank
Union MSME Industrial Loan
- MSME loans including industrial land purchase
- Collateral-free loans up to Rs. 10 lakh (CGTMSE)
- Priority sector lending benefits
- Interest subsidy under government schemes
- Dedicated MSME branches at Kotdwar
BOB
Bank of Baroda
Government Bank
Baroda MSME Loan / Commercial Plot Finance
- Commercial & industrial plot finance
- Loan up to Rs. 10 Cr for large industrial plots
- Attractive floating rate options
- Simplified documentation process
- Support for Uttarakhand government subsidy schemes
HDFC
HDFC Bank
Private Bank
Commercial Property Loan
- Commercial & industrial land purchase loans
- Fast disbursal — within 7 working days
- Loan up to 80% of property value
- Flexible tenure: 3–15 years
- Dedicated relationship manager
Private Finance / NBFC Options
HDFC Ltd.
NBFC · Industrial Property Finance
- Quick loan against industrial plots
- Loan against leasehold plots
- Flexible EMI
- Up to 70% LTV
L&T Finance
NBFC · SME & Business Loan
- Unsecured business loans
- Loans against industrial property
- Fast approval
- Rs. 10 Lakh to Rs. 5 Cr
Bajaj Finance
NBFC · Loan Against Property
- Loan against industrial plots
- Online application
- Rs. 25 Lakh to Rs. 5 Cr
- Tenure: 1–15 years
Tata Capital
NBFC · Commercial Property Loan
- Industrial & commercial property loans
- Competitive rates
- Doorstep service
- Digital processing
How to Finance Your Industrial Plot
01
Select Your Plot
Choose a plot size that fits your investment plan and business needs.
02
Get Plot Allotment Letter
Obtain allotment letter from SIDCUL after paying EMD and processing fee.
03
Approach Bank / NBFC
Submit the allotment letter, plot documents, and business plan to lender.
04
Pay 25% to SIDCUL
Make 25% payment to SIDCUL so you're eligible for mortgage.
05
Bank Disburses Loan
Bank disburses loan after SIDCUL NOC, paying balance land cost.
06
Start Construction
Begin building your industrial unit with remaining loan amount.